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Review Options from Multiple Auto Insurance Companies

When you work with Martin Premier Insurance Group, you are not stuck with one insurance company and the solutions that company provides. Instead, you will have a range of choices from top insurance companies.

We will assess your needs based on factors such as the number of drivers in your family and their ages. We will also look at bundling multiple vehicles together, or combining your home and auto policies under one insurance company, so that you can get the best value for your dollar.

We can help you review several policy choices, coverage limits, deductibles and pricing and choose the best fit for you.

FIND THE BEST PRICES ON vehicle INSURANCE

Car Insurance Prepares You for the Unexpected

Traffic accident scenarios are common, from fender-benders to highway crashes. In fact, according to the Census Bureau, over 10 million accidents occur on U.S. streets each year. The key is to be prepared so that the costs involved in recovering from an accident are not devastating to your finances.


Our insurance agents handle the concerns of drivers every day, answering questions like “How much car insurance do I need?” and “How do I choose my auto insurance deductible?” 

What Does Car Insurance Cover?

There are three primary types of insurance coverage:

  • Liability insurance: Covers the costs associated with injuries and property damage you are responsible for if you cause an accident.
  • Collision: Covers the costs to repair or replace your damaged or destroyed vehicle after an accident.
  • Comprehensive: Formally known as "other than collision," this portion of your policy covers damage to your vehicle from causes such as auto theft and weather damage.

There are also several different types of coverage which may be available to you, including:

  • Medical payments: Covers the costs of injuries for you and others in your vehicle after an accident, regardless of who was at fault.
  • Personal injury protection (PIP): Similar to medical payments coverage, PIP coverage can pay your medical costs after an accident, regardless of fault. But PIP offers expanded coverage that includes coverage for lost wages.
  • Rental reimbursement: Pays a certain amount daily for a replacement vehicle if yours is in the shop for repairs.
  • Towing and roadside service: Provides emergency roadside assistance and towing to help you get your vehicle back on the road or to a shop for repair.

As you consider your policy needs, it is important to keep the coverage limits in mind. The costs of a severe crash can quickly exceed the limits. If that occurs, you will have to pay for costs out of your own pocket.

  • Compare multiple competitive quotes
  • Get coverage tailored to your needs
  • Access discounts and savings

Or call us today at      480-275-2555